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New Crypto Tax Penalties Introduced in the Union Budget 2023

New Crypto Tax Penalties Introduced in the Union Budget 2023

Much to the disappointment of the crypto community, the government of India has introduced new tax penalties for non-payment of crypto tax deducted at source (TDS). Finance Minister Nirmala Sitharaman did not include crypto in her Union Budget 2023 presentation. Cryptocurrency income is still taxed at 30% with a 1% TDS.


Finance Minister of India, Nirmala Sitharaman with the national tri-color in the background


No Tax Relief for the Crypto Community in India

The Finance Minister of India, Nirmala Sitharaman, presented the Union Budget 2023 in Parliament on Wednesday, a day after she presented the Economic Survey Report 2022–2023, which called for a global approach to crypto regulation.

No tax relief was provided to the Indian crypto community, as Sitharaman failed to include crypto during her budget speech. Many Indian crypto community leaders took to Twitter to voice their concerns after the speech. Neeraj Khandelwal, the co-founder of the crypto exchange Coindcx, tweeted:

"No changes to crypto taxation in India in the budget session. It stands at 1% TDS and 30% profit. This puts India at a web3 disadvantage for another year."

Sathvik Vishwanath, CEO of crypto exchange Unocoin, wrote: "There was no mention of crypto or blockchain in the budget this time. It has been a year since the announcement of 1% TDS, and we all thought it would affect the industry. It did! Now we need reviving amendments."

Rajagopal Menon, vice president of crypto exchange Wazirx, opined: "The Indian Union Budget 2023 made no changes to existing crypto taxes, leaving Indian crypto companies on the ‘Stairway to Heaven.’ There is lingering uncertainty because of high taxes and a lack of a solid regulatory framework, which are stifling progress in the industry."

Amendment to the Income Tax Act Affects Crypto TDS

While the finance minister did not mention crypto in her budget speech, the Finance Bill reportedly includes an amendment to the Income Tax Act that applies to crypto TDS.

Crypto tax firm Koinx explained on Twitter that the penalty for failure to deduct or pay crypto TDS includes an amount equal to the unpaid TDS that will be imposed by a joint commissioner of the I-T Department. Further, an additional 15% interest per annum will be imposed for late payments. According to the India Today publication, failure to pay TDS on crypto transactions can be punishable by up to seven years of imprisonment.

Ashish Singhal, co-founder, and CEO of crypto trading platform Coinswitch explained on Twitter:

"The TDS of 1% for crypto transactions stays. But there is a clarification. The onus of deducting TDS has been on crypto exchanges or the user (if using P2P or other means), but until now, there was no penalty for non-deduction."

When Sitharaman announced the taxation of crypto income at 30% and a TDS of 1% on crypto transactions last year, crypto trading volumes in India plummeted. The lack of a regulatory framework for crypto and the Reserve Bank of India’s continued insistence on banning crypto contributes to the uncertainty that drives crypto companies and investors away from India. Global crypto exchange Binance does not see India as a viable business destination.

What is your take on the crypto tax penalties imposed by the Indian government? Please post your comments.


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