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USDC Stablecoin Almost Regains Parity with USD After Fed Intervenes

USDC Stablecoin Almost Regains Parity with USD After Fed Intervenes

The USDC stablecoin has almost regained parity with the US dollar after the US Federal Reserve announced bailing out depositors of Silicon Valley Bank (SVB) and Signature Bank. Following the Fed announcement, Circle CEO Jeremy Allaire tweeted on Twitter that the company would rely on BNY Mellon to settle the process of minting and redemption.


Image of the Circle Financial issued stablecoin USDC with logo


BNY Mellon to Settle USDC Minting and Redemption

The announcement follows the US Federal Reserve’s disclosure that it established a backstop entity called the Bank Term Funding Program (BTFP) to assist banks facing liquidity challenges. The central bank of the United States also announced that all depositors of Silicon Valley Bank (SVB) and Signature Bank would be fully compensated.

Circle Financial would not lose funds because of the bailout package, but it does lose a banking partner with Signature being shut down by the New York regulators. BNY Mellon to settle the process of minting and redemption.

"We were heartened to see the US government and financial regulators take crucial steps to mitigate risks extending from the fractional banking system," Allaire explained in a statement. "All deposits from SVB are 100% secure and will be available as soon as banking opens."

Allaire added:

"100% of USDC reserves are also safe and secure, and we will complete our transfer for the remaining SVB cash to BNY Mellon. As previously shared, liquidity operations for USDC will resume as banking opens."

The Circle CEO also commented on the Signature Bank issue, as Circle had previously used the company’s Signet service, which facilitated settlements between USDC and USD. Signature Bank’s Signet is a similar service to Silvergate Bank‘s now-defunct SEN network. "With the closure of Signature Bank announced, we will not be able to process minting and redemption through Signet. We will be relying on settlements through BNY Mellon," Allaire said in his Twitter statement. 

Top Stablecoins Regain After Depegging 

Besides USDC, several other top stablecoins, including DAI, USDD, USDP, GUSD, LUSD, and FRAX, also regained the USD 0.99 range after depegging on Saturday, March 11. The stablecoin economy was valued at USD 135.85 billion, on March 12. Moreover, stablecoins account for most of the global trade volume, with USD 71.78 billion of the USD 88.82 billion in daily crypto swaps.

What is your take on the USDC almost regaining parity with the US dollar after the Fed intervention? Please post your comments.

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